| Functionality | 7 <p>Mesh Payments offers a solid spend management platform with particular strength in travel expense management and corporate card controls. The platform provides real-time visibility into company spending with features like smart spend controls, intelligent spend optimization, and automated workflows for expense processing. While comprehensive for core expense management, Mesh lacks some of the advanced procurement and vendor management capabilities found in market-leading platforms.</p> | 7 <p>Soldo offers a focused spend management platform that combines prepaid cards with expense tracking and budget controls in one unified system. The platform excels in providing real-time visibility into company spending with features like multi-level approvals, spend requests, and transaction splitting capabilities that allow different amounts to be attributed to different people. While comprehensive for core expense management, Soldo's strength lies primarily in card-based spending rather than the full procurement and accounts payable capabilities found in more comprehensive platforms.</p> |
| Ease of Use | 7 <p>Once set up, Mesh is quite easy for employees and admins alike. Employees receive transaction alerts and can upload receipts via the mobile app without hassle, and the system automates matching and categorization to save everyone time. Managers can approve or deny expenses in a couple of clicks.</p> | 7 <p>Employees make purchases with their Soldo card and get instant notifications prompting them to snap a receipt and categorize the expense – a simple process via the mobile app. Managers can monitor spend in real time and don’t have to chase receipts as often. As a result, Soldo is a relatively simple product to use on the whole.</p> |
| Look and feel | 6 <p>Mesh Payments delivers a clean, user-friendly interface with well-organized dashboards that present financial information clearly. The mobile app provides a consistent experience with the desktop version, making expense submission straightforward for employees on the go. While not the most visually sophisticated platform on the market, Mesh's interface is functional and responsive, with reasonable load times for most operations.</p> | 5 <p>Soldo delivers a clean, straightforward interface with well-organized dashboards that present financial information clearly and accessibly. That being said, it's a lot less modern and polished than many counterparts.</p> |
| Customisability | 7 <p>Mesh offers a decent level of customization, primarily around spend controls and policy enforcement. Admins can tailor card limits, set rules for different expense categories (e.g., block or allow certain merchant types), and create approval workflows for various spending thresholds. You can also organize users into teams or departments with their own budgets.</p> | 5 <p>Soldo offers the essentials of customization, primarily around how and where money can be spent. You can set custom spending limits per card (daily, monthly, or per transaction) and tailor these for different roles or projects. It also lets you create expense categories and match them to your accounting needs, simplifying the bookkeeping. However, beyond spending controls and basic category setups, there isn’t a lot of deep workflow customization.</p> |
| Ease of Setup | 7 <p>Implementing Mesh Payments is relatively straightforward, especially for U.S.-based companies (a requirement for now). Signing up and verifying your business is quick, and issuing the first set of cards can happen on day one. The platform provides guided tours for setting up policies and linking your accounting software. While there may be a few compliance steps given it deals with corporate cards (identity verification, etc.), generally companies find they can go from zero to a functioning spend program in short order with Mesh.</p> | 7 <p>Getting started with Soldo is relatively quick, thanks to a focus on simplicity. After signing up, companies can swiftly issue virtual cards (available for immediate use) and order physical cards for employees. The onboarding process involves setting up your teams or spending categories and integrating with your accounting software, which is aided by clear instructions and a guided setup in the app.</p> |
| Customer Support | 8 <p>Mesh Payments has earned kudos for its excellent customer service. Users we spoke to mention the support team’s responsiveness and willingness to go above and beyond – not only in troubleshooting issues, but also in helping optimize use of the platform. Being a newer entrant, Mesh seems to place a strong emphasis on keeping customers happy and incorporating feedback quickly.</p> | 6 <p>Soldo delivers reliable customer support across multiple channels with generally good response times. The platform offers documentation and educational resources, though we noted that support resources could be more extensive for complex edge cases and response times can occasionally be slower during peak periods.</p> |
| Integratability | 6 <p>Mesh offers direct integrations with systems like QuickBooks and NetSuite, ensuring transactions and receipts flow into the ledger without manual intervention. The platform also provides an API and supports exporting data for any tools it doesn’t natively connect with. It does not have as vast an integration catalog as older platforms, and currently it’s focused on the core finance stack.</p> | 6 <p>Soldo offers integrations with common accounting software like Xero, QuickBooks, and Sage, allowing transaction data and receipts to be exported or synchronized to the ledger with minimal effort. While Soldo might not have an extensive marketplace of third-party app integrations (it’s primarily focused on the spending/accounting link), it covers the key integration points that its target users need.</p> |
| Ease of Migration | 6 <p>Users can generate reports of expenses, card transactions, or budget utilization and export them in CSV or Excel format easily. Receipts and documentation can be downloaded for audits.</p> | 7 <p>Users can quickly export transaction lists, complete with categories, VAT info, and attached receipt images, into CSV or PDF reports. This makes month-end reconciliation or audit preparation more convenient. The system also allows filters (by date, card, user, etc.) before export, ensuring you get exactly the dataset you need.</p> |
