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Moss vs Rydoo - Comparison 2025

Moss vs. Rydoo

Last updated on

Reviewed by Paddy Stobbs

Stackfix Co-Founder & CEO

PS

In this comparison of spend management solutions, Moss and Rydoo target different needs within the market. Moss emerges as the superior choice for European SMBs seeking a comprehensive spend management platform, offering stronger overall functionality, easier setup, and a more polished user interface.

Its quick implementation and intuitive design make it particularly well-suited for growing companies that need a complete solution without extensive IT support. Rydoo, on the other hand, excels as a specialized expense management tool, standing out with its innovative mobile app and advanced expense categorization capabilities, making it ideal for service-based companies with highly mobile workforces prioritizing on-the-go expense submission and fraud prevention.

Moss Product Logo

Advantages of Moss

Moss is significantly easier to set up than Rydoo
While Rydoo demands additional time and potential consulting support, Moss provides a refreshingly quick implementation process. We can roll out Moss rapidly - adding employees, creating cards, and integrating with accounting systems happens seamlessly. This is particularly valuable for growing businesses that need to get their expense management system up and running quickly without dedicated IT support.
Moss delivers superior functionality compared to Rydoo
Unlike Rydoo's more focused approach, Moss provides a comprehensive set of features that includes unlimited virtual and physical corporate cards with spend controls, easy expense capture, and basic accounts payable handling. This broader functionality makes Moss particularly valuable for SMBs needing an all-in-one spend management solution rather than just expense management.
Moss offers a more polished user interface than Rydoo
While Rydoo provides a clean interface optimized for mobile, Moss delivers a more refined experience across both web and mobile platforms. During our testing, we found that Moss's thoughtful UI makes everything from creating expenses to reviewing transactions intuitive, ensuring even non-technical employees can navigate the system effectively.
Rydoo Product Logo

Advantages of Rydoo

Rydoo excels at automatic expense categorization compared to Moss
While Moss offers basic AI-based categorization, Rydoo provides more sophisticated expense categorization capabilities with Smart Audit functionality that automatically detects duplicates and fraudulent claims. This makes Rydoo particularly valuable for organizations needing advanced expense verification and fraud prevention.
Rydoo offers superior mobile app functionality compared to Moss
Unlike Moss's middle-of-the-road mobile app, Rydoo has invested heavily in creating an innovative mobile experience with unique features like automatic photo-taking for receipts. This makes Rydoo particularly appealing for organizations with highly mobile workforces who need seamless on-the-go expense management.

Moss is best for

  • Businesses with European operations, particularly in DACH regions, seeking high credit limits and flexible card options
  • Who need streamlined expense capture and approval workflows without complex setup requirements
  • And/or who need quick month-end closing through direct accounting software integration

Rydoo is best for

  • Businesses with mobile workforces seeking exceptional expense submission experiences
  • Who need effortless mobile receipt capture and expense submission
  • And/or who need intelligent expense categorization and fraud detection

Moss is less good for

  • Businesses with global operations needing advanced spend management beyond the DACH region
  • Who need advanced spend forecasting and predictive analytics capabilities
  • And/or who need comprehensive budget planning beyond card-based spending

Rydoo is less good for

  • Businesses with complex budgeting needs requiring comprehensive financial controls
  • Who need a corporate card centred experience
  • And/or who need advanced workflow automation capabilities

Gallery

Moss logoMoss
Moss screenshot
Rydoo logoRydoo
Rydoo screenshot

Pricing, features & ratings

Moss logo

Moss

Custom

Contact us for a quote

Billed monthly

Pricing calculatorVisit Website
Rydoo logo

Rydoo

Starting at

$12

user / month

Billed monthly

Pricing calculatorVisit Website
Stackfix Verdict
Functionality
8

Functionality

8/10

<p>Moss offers a rich set of features tailored for SMB spend management, punching above its weight in capability. It provides unlimited virtual and physical corporate cards with spend controls, an easy expense capture app, and even basic accounts payable handling like invoice uploads and approvals. It may not have exotic extras like built-in travel booking, but it covers corporate card needs, expense reimbursements, and invoice payments in one tidy package.</p>
7

Functionality

7/10

<p>Rydoo focuses on travel and expense management and delivers robust functionality in that domain. It handles expense reporting end-to-end: employees can scan receipts (with OCR SmartScan), log mileage or per diems, and submit reports which flow through multi-level approvals. Also, Rydoo also integrates a business travel booking component, allowing users to book flights or hotels within policy and have those expenses automatically recorded.</p>
Ease of Use
8

Ease of Use

8/10

<p>Moss is straightforward for both finance teams and everyday users. Employees find it simple to submit expenses, thanks to features like snapping a photo of a receipt or forwarding invoices via email, and the mobile app and web interface are intuitive. Finance controllers can appreciate that employees actually comply with submitting receipts (Moss even playfully nudges with features like a “wall of shame” for missing receipts).</p>
8

Ease of Use

8/10

<p>Rydoo excels in creating an effortless expense submission experience, particularly on mobile devices. The platform's intelligent receipt scanning and categorization significantly reduces manual data entry, making it exceptionally easy for employees to submit accurate expenses on the go.</p>
Look and feel
8

Look and feel

8/10

<p>Moss' interface is clean and everything from creating a new expense to reviewing transactions is intuitive. This thoughtful UI means even non-technical employees find it easy to navigate Moss.</p>
7

Look and feel

7/10

<p>Rydoo offers a clean, modern interface optimized for mobile usage with thoughtful design that makes expense submission intuitive. The platform prioritizes simplicity and accessibility, though desktop users might want more advanced data visualization options.</p>
Customisability
6

Customisability

6/10

<p>Moss strikes a good balance between out-of-the-box utility and customization. Admins can set spending limits per card or team, define approval workflows for large purchases, and configure expense categories to align with their accounting chart of accounts.</p>
6

Customisability

6/10

<p>Rydoo offers adequate customization options for basic approval workflows and expense categories that meet most standard requirements. The platform provides sufficient flexibility for typical expense policies, though organizations with complex rules may find the customization options somewhat limited.</p>
Ease of Setup
8

Ease of Setup

8/10

<p>Implementing Moss is refreshingly quick and painless. Companies report being able to roll it out super fast – adding employees, creating cards, and integrating with their accounting system happens in a snap. The onboarding materials and support team guide you through configuration, so even finance teams without dedicated IT support can get Moss up and running in very little time.</p>
5

Ease of Setup

5/10

<p>Rydoo provides a straightforward implementation process focused on getting core expense functionality working quickly. The platform's setup prioritizes mobile deployment and basic approval workflows, though more complex configurations require additional time and potential consulting support.</p>
Customer Support
7

Customer Support

7/10

<p>Moss provides responsive support services with knowledgeable staff who understand the nuances of spend management challenges. When tested, we had very positive support experiences, though availability can occasionally be limited during non-standard business hours.</p>
5

Customer Support

5/10

<p>Rydoo primarily offers human support for its business and enterprise tiers. Even then you're limited to a ticket based service on the business tier and eventually get an account manager on the enterprise tier. That being said, Rydoo's help centre documentation is robust and detailed.</p>
Integratability
6

Integratability

6/10

<p>Moss integrates with popular finance tools to streamline your workflows. It connects smoothly with common accounting software (such as Datev or QuickBooks) to export transactions and receipts, cutting down on manual data entry at month-end. While it may not boast a laundry list of integrations beyond finance (not many travel integrations for example), its focus on accounting integration and an API for custom needs covers the essentials for most mid-sized companies.</p>
6

Integratability

6/10

<p>Rydoo integrates effectively with major accounting platforms and offers Google integration for mileage tracking functionality. The platform's integration approach prioritizes reliable data transfer for core expense information, though the range of available connections isn't as extensive as some enterprise-focused competitors.</p>
Ease of Migration
7

Ease of Migration

7/10

<p>Extracting data from Moss is straightforward and flexible. Finance teams can easily export expense data, receipts, and transaction lists to CSV or Excel for deeper analysis or sharing with auditors. Additionally, because Moss speeds up month-end by syncing with accounting packages, much of the heavy lifting is automated.</p>
7

Ease of Migration

7/10

<p>Rydoo offers reliable data export capabilities with formats suitable for financial reporting and analysis. The export functions support standard file types and essential data fields, though some users might want more advanced filtering and scheduling options.</p>
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