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Brex - Review & Pricing 2025

Spend Management

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Expert review

Stackfix's Rating

7.8 / 10

Last updated on

Reviewed by Paddy Stobbs

Stackfix Co-Founder & CEO

Key findings

Brex delivers a sophisticated spend platform tailored specifically for tech-forward startups with complex organizational structures. Its unmatched customization capabilities allow policies to be tailored by department, entity, or merchant category - ideal for international businesses with diverse spending needs. While excelling in corporate card management, Brex's unique treasury management capabilities set it apart by helping finance teams optimize cash flow alongside expense control.

Pros

Outstanding Corporate Card Program

We found Brex's corporate card offering to be exceptional, with instant virtual and physical card issuance, true credit capabilities, and multi-currency support across 40+ currencies. The platform enables granular spend controls without creating card sprawl, making it ideal for growing companies.

Powerful Customization Options

We were impressed by Brex's extensive customization capabilities, allowing finance teams to configure detailed expense policies, approval workflows, and custom categories that map precisely to their accounting structure. This flexibility makes it adaptable for both startups and enterprises.

Superior Mobile Experience

We tested Brex's mobile app extensively and found it exceptional, offering desktop-grade functionality on the go. Employees can manage cards, capture receipts, and even handle travel bookings, all while maintaining policy compliance in real-time.

Advanced Budget Management

We found Brex's budgeting capabilities particularly impressive, with the ability to configure custom spend limits for various scenarios without issuing separate cards. The system excels at managing budgets across multiple entities and currencies with localized tracking.

Robust Integration Capabilities

We verified that Brex excels in system connectivity, offering seamless integrations with major accounting packages, HR systems, and travel tools. This comprehensive integration ecosystem helps streamline financial operations across the organization.

Cons

Not Available Outside the USA

To use Brex, you need a U.S.-registered business with a U.S. bank account and a U.S. employer identification number (EIN). They don’t support international entities or subsidiaries without a U.S. presence at this time.

Brex is best for

Businesses with complex global spending needs seeking sophisticated financial controls and automation
Who need to eliminate manual expense reporting through AI-powered automation
And/or who need comprehensive mobile functionality for employees on the go

Brex is less good for

Businesses with simple spending needs who want basic expense management without complex features
Who need a simple, lightweight interface without extensive customization options
And/or who need a quick plug-and-play solution without significant setup time

Gallery

Brex automatically labels expenses as they come in.

Brex's ability to issue, manage, and view corporate cards.

Brex allows for control over spend by imposing individual and/or shared limits, with several controls in place.

Brex automatically labels expenses as they come in.

Brex pricing

Pricing calculator

Billing cycle	Essentials $0	Premium $12 user / month Billed monthly	Enterprise Custom Contact us for a quote
Restrictions
entities	2	No limit	No limit
Common features
Issue corporate cards
Categorize expenses automatically
Extract receipt data using OCR
Control spending limits per user or card
Capture receipts via mobile devices
Advanced features
Access features through a dedicated mobile app
Integrate with QuickBooks
Track spending in real-time
Configure multi-level approval workflows
Connect directly with bank accounts for reconciliation
Set and manage budgets by team or department
Maintain comprehensive audit trails
Integrate with Xero
Handle multiple currencies
Assign permissions based on roles
Integrate with NetSuite
Approve expenses before they occur
Manage expenses across multiple business entities
Build custom spend reports
Automatically match receipts to expenses
Customize your chart of accounts
Forecast future spending
Delegate expense management tasks
Automate workflows with Zapier integration
Generate compliance reports
Automate expense reporting
Export reports in common data formats
Integrate using API access
Enable secure single sign-on (SSO)
Analyze spending by category
Enforce expense policies in real-time

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