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Pleo - Review & Pricing 2025

Spend Management

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Expert review

Stackfix's Rating

7.4 / 10

Last updated on

Reviewed by Paddy Stobbs

Stackfix Co-Founder & CEO

Key findings

Pleo delivers a distinctly employee-centric spend platform that prioritizes user experience alongside financial control for growing European businesses. Unlike control-focused alternatives, it emphasizes empowering team members with spending autonomy while maintaining appropriate oversight. Its unique "Pocket" feature eliminates traditional expense reports entirely by handling everything from invoices to mileage in one place—perfect for companies looking to build a culture of financial trust.

Pros

Outstanding User Interface Design

We found Pleo's interface to be exceptionally well-designed, with a clean, modern layout that makes expense management almost enjoyable. The platform combines stylish visuals with intuitive navigation and clear information presentation, making it particularly appealing for teams prioritizing user adoption.

Streamlined Mobile Experience

We tested Pleo's mobile app extensively and found it offers comprehensive expense management capabilities that truly enable remote work. Unlike competitors with limited mobile functionality, it provides the full feature set needed for both employees and administrators on the go.

Efficient Setup Process

We were impressed by how quickly small and mid-sized businesses can get started with Pleo. The platform offers a guided onboarding process that requires minimal IT involvement, allowing companies to begin issuing virtual cards and managing expenses almost immediately.

Intuitive User Experience

During our testing, we found Pleo excels in day-to-day use. The platform streamlines expense management with features like one-click receipt capture and automatic notifications, making it remarkably simple for employees while maintaining high compliance rates.

Cons

Limited Customization Options

We found Pleo's customization capabilities to be frustratingly basic. The platform's focus on standardized experiences means finance teams can't implement complex approval workflows or create sophisticated policy rules, which is particularly problematic for businesses with nuanced expense management needs.

Not Available Outside the EU

Pleo is available in much of Western and Northern Europe, including the UK, Germany, France, Spain, and the Nordics. It’s not available in the US, Canada, Australia, Eastern Europe, or most countries outside the EU. To use Pleo, your business must be registered in one of their supported countries.

Pleo is best for

Businesses with growing European operations that want to balance employee autonomy with financial oversight
Who need intuitive mobile-first expense management without complex approval chains
And/or who need smart corporate cards with automated receipt capture and accounting integration

Pleo is less good for

Businesses with complex approval workflows and highly customized expense policies
Who need advanced spend forecasting and predictive analytics capabilities
And/or who need extended credit facilities rather than prepaid spending limits

Gallery

Pleo allow for auto-categorisation as well as custom ruling, even going so far as to present this in an intuitive analytics dashboard

Cleo allows for issuance of corporate cards both physical and virtual

Pleo allows for control of both individual cards as well as teams/departments

Pleo allow for auto-categorisation as well as custom ruling, even going so far as to present this in an intuitive analytics dashboard

Pleo pricing

Pricing calculator

Billing cycle	Starter Starting at $0 user / month Converted from GBP Billed monthly	Essential Starting at $45 user / month Billed monthly	Advanced Starting at $99 user / month Billed monthly	Beyond Starting at $199 user / month Billed monthly
Common features
Issue corporate cards
Categorize expenses automatically
Control spending limits per user or card
Extract receipt data using OCR
Capture receipts via mobile devices
Advanced features
Track spending in real-time
Access features through a dedicated mobile app
Integrate with QuickBooks
Configure multi-level approval workflows
Connect directly with bank accounts for reconciliation
Maintain comprehensive audit trails
Integrate with Xero
Set and manage budgets by team or department
Build custom spend reports
Handle multiple currencies
Assign permissions based on roles
Approve expenses before they occur
Integrate with NetSuite
Manage expenses across multiple business entities
Automatically match receipts to expenses
Customize your chart of accounts
Delegate expense management tasks
Generate compliance reports
Automate workflows with Zapier integration
Automate expense reporting
Export reports in common data formats
Enable secure single sign-on (SSO)
Integrate using API access
Analyze spending by category
Enforce expense policies in real-time

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