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Soldo - Review & Pricing 2025

Spend Management

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Expert review

Stackfix's Rating

6.3 / 10

Last updated on

Reviewed by Paddy Stobbs

Stackfix Co-Founder & CEO

Key findings

Soldo delivers a card-centric platform that prioritizes granular spending control for European SMBs over comprehensive spend management. Unlike full-suite alternatives, it specializes in rapid deployment of physical and virtual cards with precise spending limits and real-time notifications. Its multi-level approval system provides immediate visibility into transactions—making it perfect for organizations transitioning from traditional corporate cards to modern, controlled spending solutions.

Pros

Solid Core Functionality

We found Soldo delivers strong core spend management capabilities, combining prepaid cards with expense tracking and budget controls in one unified system. The platform particularly excels at providing real-time visibility into company spending with features like multi-level approvals.

Efficient Corporate Card Management

During our testing, we found Soldo excels in corporate card issuance, offering Mastercard prepaid company cards that can be distributed across the organization. The system provides granular control over spending limits and real-time transaction monitoring.

Practical Export Capabilities

We appreciate how Soldo enables quick exports of transaction lists with comprehensive details including categories, VAT info, and receipt images in CSV or PDF formats. The filtering options before export ensure teams get precisely the data they need for reconciliation.

Cons

Outdated and Unpolished User Interface

We found the interface significantly less modern and polished than competitors. This dated look and feel impacts the user experience, particularly for teams accustomed to sleek, contemporary financial software.

Limited Customization Options

We discovered that beyond basic spending controls and category setups, Soldo lacks deep workflow customization capabilities. This rigidity can frustrate larger organizations needing tailored expense management processes.

Problematic Mobile App Performance

During our testing, we encountered some issues with the mobile app, including crashes and calculation errors. These technical problems may impact users who rely on the app for receipt capture and balance checks.

Not Available Outside the EU

Soldo is available to businesses in the United Kingdom and 29 European countries, including Austria, Belgium, France, Germany, Italy, and Spain. However, it is not available in the United States and many countries outside Europe. To use Soldo, your business must be registered in one of the supported countries.

Soldo is best for

Businesses with European operations needing granular card-based spend control and real-time visibility
Who need to enforce spending policies through prepaid cards rather than traditional credit cards
And/or who need micro-level budget control through individual card and wallet limits

Soldo is less good for

Businesses with complex spend management needs beyond card-based expense control
Who need advanced expense categorization and automation capabilities
And/or who need reliable mobile app performance and advanced workflow automation

Gallery

Soldo can issue and manage corporate cards

Soldo allows for setting up of budgets and spends per department

Soldo can issue and manage corporate cards

Soldo pricing

Pricing calculator

Billing cycle	Standard Starting at $28.21 user / month Converted from GBP Billed monthly	Plus Starting at $44.33 user / month Converted from GBP Billed monthly	Unlimited Custom Contact us for a quote
Restrictions
users	No limit	No limit	No limit
Common features
Issue corporate cards
Categorize expenses automatically
Control spending limits per user or card
Extract receipt data using OCR
Capture receipts via mobile devices
Advanced features
Track spending in real-time
Access features through a dedicated mobile app
Integrate with QuickBooks
Configure multi-level approval workflows
Connect directly with bank accounts for reconciliation
Maintain comprehensive audit trails
Integrate with Xero
Set and manage budgets by team or department
Manage expenses across multiple business entities
Build custom spend reports
Assign permissions based on roles
Approve expenses before they occur
Handle multiple currencies
Integrate with NetSuite
Automatically match receipts to expenses
Customize your chart of accounts
Delegate expense management tasks
Generate compliance reports
Automate expense reporting
Export reports in common data formats
Enable secure single sign-on (SSO)
Integrate using API access
Analyze spending by category
Enforce expense policies in real-time

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